Analyst – Customer Credit Management (Brazil)

About the role

We are looking for an Analyst to join Mastercard’s Brazil Customer Risk Management team in São Paulo. The role will support credit and counter‑party risk management activities across the Brazilian market, ensuring risks are identified, assessed and mitigated in line with Mastercard policies.

Key responsibilities

• Act as the first point of contact for customer‑specific CRM matters.
• Implement risk policies and controls to minimise potential credit losses while supporting business initiatives.
• Manage credit risk for the regional portfolio at both individual and portfolio levels.
• Provide data analysis and support strategy execution related to customer risk management.
• Develop and enhance risk processes, including alternative risk‑mitigation solutions.
• Coordinate CRM requirements during customer onboarding to ensure timely activation.
• Prepare external and internal CRM reporting such as central‑bank filings, audit‑committee materials and ad‑hoc reports.
• Contribute to cross‑functional initiatives that require credit‑risk analytics and insights.
• Participate in process‑improvement efforts and share best practices.

Required profile

• Bachelor’s or graduate degree in business, economics, finance, accounting or a quantitative field.
• Experience in credit risk assessment and financial‑statement analysis; knowledge of the Brazilian banking sector is a plus.
• Strong decision‑making and analytical abilities.

Required skills

• Credit analysis
• Financial statement analysis
• Data analysis