Compliance Operations Associate - São Paulo (Hybrid)
Clara · Sao Paulo / SP / Brazil
Job description
About the role
Clara, a Latin American payments platform, is looking for a hands-on Compliance Operations Analyst in São Paulo to join its Legal & Compliance team and report to the Head of Legal & Compliance. The role supports customer onboarding, ongoing reviews and the operational AML/CFT agenda across Brazil, Mexico and Colombia, managing high-volume casework while improving controls, workflows and automation.
Key responsibilities
- Review onboarding, remediation and reassessment cases for customers in Brazil, Mexico and Colombia.
- Analyze corporate documents, ownership structures, UBOs, business models and the consistency of customer information.
- Perform KYC/KYB and enhanced due diligence, including PEP, sanctions and adverse-media screening, and document the rationale for each conclusion.
- Run ongoing transaction monitoring and review AML/CFT alerts from initial assessment through documented closure or escalation.
- Investigate suspicious activity, request additional information, conduct enhanced reviews and escalate cases in line with governance.
- Support operational AML/CFT activities such as periodic and event-driven reviews, customer-risk classification, control execution, remediation and regulatory reporting inputs.
- Apply the KYC Manual, AML/CFT policies, risk criteria, checklists, SLAs and escalation rules consistently.
- Maintain complete, auditable records of evidence, pending items, decisions, approvals and follow-up actions.
- Manage the compliance pipeline by risk, priority and SLA, and escalate higher-risk cases to the appropriate leadership or governance forum.
- Work with Operations, Fraud, Risk, Credit, Product, Engineering and Data to strengthen controls, and support risk assessments, control testing, metrics, playbooks and training.
- Contribute to automation requirements and validation while preserving human review and auditability.
Required profile
- 2+ years of experience in Compliance Operations, KYC/KYB, AML/CFT, transaction monitoring or customer onboarding, ideally in a fintech, financial institution or payments company.
- Practical experience reviewing legal entities, UBOs, ownership structures, customer documentation and AML/CFT alerts.
- Knowledge of customer due diligence, enhanced due diligence, PEP and sanctions screening, adverse media and suspicious-activity escalation.
- Ability to manage high-volume queues, meet SLAs and keep clear, auditable case records.
- Fluent Portuguese and professional working proficiency in English.
Nice to have
- AML/CFT or compliance experience in Brazil, Mexico or Colombia.
- Case-management, screening or transaction-monitoring tools.
- Regulatory reporting, audit, control testing or remediation experience.
- Spanish proficiency.
- Interest in workflow automation, data analysis or AI in compliance.
What we offer
- Competitive salary and stock options (ESOP) from day one.
- Annual learning budget and accelerated development paths.
- English as the working language, with Spanish and Portuguese every day.
Questions fréquentes
Why are you reporting this job?
Explore further
Salaries, guides and searches in Brazil.
Salaries by job title
Apply in 30 seconds
Enter your email to apply. An account will be created automatically.
By continuing, you accept our terms of use.
Already have an account? Login
A question about this job?
Ask it here: you will get the full job summary by e-mail, right away.
Published 2 hours ago
Expires 1 month from now
4 views · 0 interested
Boost your chances
Upload your CV — we will match you with relevant openings.
Analyzing your CV...
Clara
Sao Paulo / SP / Brazil
Related job offers
-
Credit Analysis Lead - São Paulo (Hybrid)
Clara Sao Paulo / SP / Brazil -
Senior Credit Risk & Portfolio Strategy Manager (Hybrid)
Clara Sao Paulo / SP / Brazil -
Collections Analyst (Analista de Cobrança) – São Paulo (Hybrid)
Clara Sao Paulo / SP / Brazil -
Vendor Verification Specialist
mars BRA-Sao Paulo-Guararema -
Especialista Sênior em Controle de Custos – Óleo & Gás Offshore
Turner & Townsend Rio De Janeiro